Auto Car Insurance: Money-saving Tips
June 9th, 2009 | 
Author: Auto Car Insurance: Money-saving Tips
Many people lament the purchase of auto insurance. So we’re here to make it less painful. Check out these six moneysaving tips and take the sting out of buying insurance.
1 Raise your deductible. It’s a gamble sure. You’ll be responsible for a larger amount of the bill should you get into an accident. However this is a guaranteed way to lower your annual insurance costs.
2 Shop around. Staying with the same insurance company year after year may not be in your best interest. You can cancel or change your policy at any time you don’t need to wait for the policy to expire. So shop your insurance every six months and compare prices to ensure you are getting the best deal.
3 Remove unneeded extras. Although knowing you have towing and rental car coverage may help you sleep at night those addons are rarely used and not necessarily worth the cost. You pay between 10 and 30 a year over the life of your policy to cover towing. And in the unlikely situation that you need a tow you’ll pay about 100. Likewise a small economy car costs 2025 a day to rent and car rental tacks on another 2040 to your insurance bill each year. So you can sleep well knowing that you saved yourself some money.
4 Protect your credit. More insurers have begun using creditbased insurance scores to determine what you pay for your policy. So paying the water bill on time will actually keep your insurance costs down.
5 Research discounts. Cars with safety and antitheft devices cost less to insure. You can also knock off a few bucks if you insure your car and home with the same company. People who abstain from alcohol get good grades in school or take a driver education course are also rewarded with lower premiums.
6 Get informed. The easiest way to save on any insurance is to research before you buy. And get recommendations from family and friends.
And now for the shameless plug: shope here to find quotes and matched with agents from your area!
About the writer:nbsp;nbsp;Jason Woolard Texas Independent Agent since 1995. Owner of
Texas Insurance Place and
The Insurance Place.
Specializing in Auto Home Business Health Life Insurance.
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